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Payday loan companies in contrast typically offer smaller sized loans from $100 to $1500 intended to bridge the gap between now and next payday. It’s short-term emergency cash to, say, prevent a utility shutoff that would cost more than a payday loan in reconnect fees and deposits. Payday loans may be the only option if  [...]

One of the main reason why you may need fast emergency cash is if you are in danger of having a check bounce at your bank. Banks now charge nearly $50 for a bounced check. In recent years, they have more than doubled their fees for this oversight. On top of that, the bank will also charge you [...]